The company has grown substantially over the past four years and today is connected to former U.S. Many of their customers end up in court buried in debt. Mariner Finance, a fast-growing consumer lending company, has been accused of predatory practices. ![]() How much time will it take for my personal loan to get approved?Īpplication Time Plan for 15 minutes or soįunding After Approval One to seven business days What is a decent interest rate on a loan?Ī good personal loan interest rate depends on your credit score: 740 and above: Below 8% (look for loans for excellent credit) 670 to 739: Around 14% (look for loans for good credit) 580 to 669: Around 18% (look for loans for fair credit) Below 579: Around 30% (look for loans for bad credit) Although we cannot guarantee the authenticity of all checks you may receive via mail, simply call the branch phone number on the letter with the check to verify that it is real. Yes, Mariner Finance does send live checks to pre-screened, qualified individuals. I received a check from Mariner Finance, is it real? A. It will take approximately one business day to review and approve your online application. Online Application After you click the apply now button, Mariner Finance will do a hard pull of your credit report, which may impact your credit score. Your credit score, debt-to-income ratio and other factors all dictate what interest rate offers you can expect to receive. Generally, a good interest rate for a personal loan is one that’s lower than the national average, which is 9.41%, according to the most recently available Experian data. This is still well below the historical average of about 8 percent for a 30-year fixed-rate mortgage.prieš 4 dienas However, rates are rising, and rates at or below 4.5 percent are now considered very good. Time to receive funds Typically within 2 business days How long does it take to get a personal loan from Mariner first? Mariner Finance reports directly to Equifax, TransUnion, and Experian. What credit report does Mariner Finance pull? That said, the actual interest rate you’ll qualify for depends on several factors, and lenders frequently charge other fees that can make a loan more expensive. ![]() What is the interest rate at Mariner Finance?Ī good interest rate on a personal loan is one that’s lower than the national average-less than 12% in March 2021.
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